올 2월에 미국의 신용카드 관리회사인 ‘크레딧 카마’가 세대별로 신용카드빚을 얼마나 가지고 있는지에 대해 7,800만 명의 회원을 상대로 조사를 했습니다. X 세대(43~58세)가 평균 $8,266로 제일 많았고, 베이비부머세대(1955 년 ~ 1963년 태생)의 $7,464가 그다음이고, 밀레니얼(신) 세대와 장년세대가 그 뒤를 따랐습니다. 신세대와 장년세대사이에 끼어 ‘샌드위치세대’라고도 불리는 X세대는 수입이 극대화되는 시기라 평균수입이 많지만 소비금액 또한 만만치 않음을 보여주고 있습니다.
하여간, 작년에 꾸준히 오른 이자율 때문에 연 초에 많은 사람들이 올 해에는 소비를 줄여서 빚을 청산하리라고 마음먹었지만, 현실은 정 반대로 가고 있습니다. 예로, 팬데믹으로 오랫동안 눌려있었던 소비욕구는 물가상승률과 상관없이 꾸준히 개인의 부채율을 높이고 있어 채무불능상태로 가는 사람들이 늘고 있습니다. 당연히, 소비자들을 채무불능상태로 만드는 일등공신은 신용카드입니다.
그렇기 때문에, 하반기로 들어선 이 즈음에, 다시 다가올 이자율 상승에 대비하여 신용카드 빚을 빨리 정리하는 방법을 알아보겠습니다.
놀랍게도 첫 번째 방법은 신용카드 회사에 전화를 해서 이자율을 낮추어 달라고 부탁하는 것입니다. 만약에 당신이 신용카드 대금을 제때 꼬박꼬박 잘 냈고, 신용점수가 좋고, 오랫동안 신용카드회사의 고객이라면, 당신의 부탁을 들어줄 수도 있습니다. 만약 안된다고 한다면, 일시적으로라도 이자율을 낮추어 달라고 부탁을 하는 것입니다. 그래도 안 된다고 한다면, 나를 도와줄 방법이 전혀 없는지 물어보세요. 한번 물어본다고 손해 볼 것 전혀 없습니다.
두 번째 방법은 새로운 신용카드회사로 채무잔액을 그대로 옮기는 것입니다. 많은 신용카드회사들이 신규고객유치를 위해 6개월 이상 일정기간 동안 이자율을 상당히 낮춰주거나 심지어 거의 없는 경우도 있으니 프로모션 하는 신용카드회사가 있는지 잘 살펴보시기 바랍니다. 단, 이런 혜택을 받으려면, 대개는 700 점에 가까운 신용점수를 요구합니다.
세 번째 방법은 ‘채무통합’입니다. 즉, 여러 가지 채무를 한 가지로 통합하면 이자율을 낮출 수도 있으며 관리하기도 쉽습니다. 현재 거래하고 있는 금융회사에서 ‘채무통합’을 할 수 있는 선택이 있으면 다행이지만, 부득이 채무통합을 전문으로 하는 회사를 이용할 경우, 계약서를 꼼꼼히 살핀 다음에 서명을 하길 바랍니다. 왜냐하면, 이런 채무통합을 전문으로 하는 회사의 상품들이 실제로는 큰 도움이 안 되는 경우들이 많기 때문입니다. 즉, 소비자들을 이용하여 자기들의 이익만 추구하는 상술을 펼치는 경우가 많습니다.
다음 방법은 이자율이 낮은 대출상품으로 신용카드의 채무잔액을 줄이거나 없애는 것입니다. 예로, 부동산을 소유하고 있다면 HELOC(Home Equity Line Of Credit)을 이용하고, Line Of Credit(신용대출계좌)가 있다면 이것으로 신용카드 빚을 갚는다면, 최소한 연 10% 이상의 신용카드이자율을 절약할 수 있습니다. 물론, 이들 계좌에 더 대출할 룸이 있어야 하겠지요.
마지막 방법입니다. 위의 여러 방법들을 사용하여 결국 신용카드빚을 모두 갚고 없앴다면 최상의 결과입니다만, 결국 이 모든 방법들이 임시방편으로 끝나는 경우가 많습니다. 즉, 수입이 늘지도 않고 지출이 줄지도 않아 결국, 새로운 신용카드빚이 생겨 빚더미에서 벗어날 수 없을 경우 채무상담사와 상의를 해서 좋은 방법을 찾아보기 바랍니다. 다행히 정부에서 마련해 준 파산법(BIA)을 신청할 수 있는 자격이 된다면, 보다 손쉽고 효과적으로 채무를 정리할 수 있습니다. 상당량의 채무를 탕감받고 이자 없이 원금만 주어진 시간 내에 갚으면 되기에, 희망적인 삶을 살 수 있고 빠른 시일 내에 빚더미에서 벗어날 수 있습니다.
캐나다통계청에 의하면, 6월의 인플레이션 증가율이 늦춰줘서 2.8% 가 되었다 합니다만, 여전히 목표인 2% 근처에는 미치지 못합니다. 그렇기에 미국과 캐나다 모두 올해 안에 최소한 한 번 이상 이자율을 더 올릴 공산이 크다고 여러 전문가들이 말합니다. 또한, 올해 안에는 이자율이 낮아지는 것을 기대하기는 힘들다고 합니다. 게다가, 줄지 않는 농산물, 육류, 식료품가격과 눈덩이처럼 불어난 이자 등을 생각할 때 쉽지 않을 후반기가 될 것이니 이 점들을 명심하여 현명한 결정을 하기 바랍니다. (캐나다경제 2023년 7월 21일자 1면)
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)